Field notes by CBOHonest writing
for business owners.
Bookkeeping, tax planning, and financial management explained in plain English. Real numbers, real small businesses.
BOOKKEEPING · FEATUREDThe Complete Guide to Small Business Bookkeeping in Minneapolis
Everything a Minneapolis small business owner needs to know about bookkeeping: setting up your system, Minnesota-specific tax obligations, monthly close checklist, and common mistakes to avoid.
Bookkeeping15 Bookkeeping Tips Every Small Business Owner Should Know
Practical bookkeeping tips to keep your books clean, accurate, and tax-ready. From separating personal and business accounts to reconciling monthly, these tips will save you time and headaches.
Tax PlanningTax Planning vs Tax Preparation: What’s the Difference?
Most business owners think “tax service” means filing a return in April. That’s tax preparation. Tax planning is different—and it can save you thousands.
Tax Planning10 Tax Deductions Minnesota Small Business Owners Often Miss
Minnesota small business owners miss thousands in deductions every year. Here are 10 commonly overlooked deductions you might be eligible for—plus how to track them properly.
BookkeepingWhen to Hire a Bookkeeper vs DIY: A Cost-Benefit Analysis
Should you do your own bookkeeping or hire a professional? We break down the real costs (both time and money) so you can make an informed decision for your business.
Financial ManagementCash Flow vs Profit: Why Your Business Can Be Profitable But Still Run Out of Cash
Profit is what’s left after expenses. Cash flow is what keeps the lights on. Many profitable businesses fail because they run out of cash. Here’s how to understand—and manage—both.
Tax PlanningS-Corp vs LLC: Which Structure Is Right for Your Business?
Choosing the right entity structure can save you thousands in taxes. We compare S-Corps and LLCs side-by-side so you can make an informed decision.
BookkeepingMonthly Bookkeeping Checklist: What to Do Every Month
Stay on top of your books with this simple monthly checklist. Follow these steps every month to keep your books clean, accurate, and tax-ready.
Tax PlanningHow Much Should You Set Aside for Taxes as a Small Business Owner?
One of the most common questions we get: “How much should I save for taxes?” Here’s a simple framework to estimate your tax bill and avoid April surprises.
CFO AdvisoryWhat Is a Fractional CFO and Do You Need One?
A fractional CFO gives you high-level financial expertise without the full-time salary. Here’s what they do, when you need one, and how much it costs.
BookkeepingThe Complete Guide to Small Business Bookkeeping in Minneapolis
Everything a Minneapolis small business owner needs to know about bookkeeping: setting up your system, Minnesota-specific tax obligations, monthly close checklist, and common mistakes to avoid.
Bookkeeping15 Bookkeeping Tips Every Small Business Owner Should Know
Practical bookkeeping tips to keep your books clean, accurate, and tax-ready. From separating personal and business accounts to reconciling monthly, these tips will save you time and headaches.
BookkeepingWhen to Hire a Bookkeeper vs DIY: A Cost-Benefit Analysis
Should you do your own bookkeeping or hire a professional? We break down the real costs (both time and money) so you can make an informed decision for your business.
BookkeepingMonthly Bookkeeping Checklist: What to Do Every Month
Stay on top of your books with this simple monthly checklist. Follow these steps every month to keep your books clean, accurate, and tax-ready.
Tax PlanningTax Planning vs Tax Preparation: What’s the Difference?
Most business owners think “tax service” means filing a return in April. That’s tax preparation. Tax planning is different—and it can save you thousands.
Tax Planning10 Tax Deductions Minnesota Small Business Owners Often Miss
Minnesota small business owners miss thousands in deductions every year. Here are 10 commonly overlooked deductions you might be eligible for—plus how to track them properly.
Tax PlanningS-Corp vs LLC: Which Structure Is Right for Your Business?
Choosing the right entity structure can save you thousands in taxes. We compare S-Corps and LLCs side-by-side so you can make an informed decision.
Tax PlanningHow Much Should You Set Aside for Taxes as a Small Business Owner?
One of the most common questions we get: “How much should I save for taxes?” Here’s a simple framework to estimate your tax bill and avoid April surprises.
FIELD NOTESThe April panic ends here.
Practical accounting notes for small business owners. Plain English, real numbers, no jargon.